Frequently asked questions
Everything you need to know about how SupaSmartLoans works before you apply.
- 01What services do SupaSmartLoans provide?
- SupaSmartLoans provides a safe and reliable online loan finding service. We provide instant access to a wide panel of lenders who are able to offer a short-term loan suited to your requirements.
- 02What interest rates are charged?
- Each lender on our panel offers loans at different rates of interest. It is important to check these rates and terms before you accept the loan.
- 03Do you charge any fees?
- SupaSmartLoans does not charge any fees whatsoever, and never will. (Some lenders on our panel may charge arrangement or monthly fees.)
- 04Will my loan get approved if I apply through your website?
- We cannot guarantee that your loan will be approved, however, applying through our website will provide you access to a wide range of lenders that each have different qualifying criteria, which will certainly increase your chances of getting approved.
- 05How much can I borrow?
- Each lender on our panel has their own lending criteria and amounts that they can lend up to. Depending on your personal circumstances, our lenders may be able to offer you a loan from $500 up to $50,000.
- 06How and when do I repay my loan?
- Your loan repayments will be automatically withdrawn from your bank account on the agreed due date. It is important that you do not miss or default on these payments as this could incur late payment fees as well as leave a negative record on your credit profile.
- 07Is my personal information kept safe and confidential?
- Yes, absolutely. We take data protection and privacy very seriously and work hard to make sure that consumer data is kept secure at all times.
- 08Can I get a loan if I am bankrupt, or have a bad credit history?
- It is possible to get a loan even if you are, or have been, bankrupt, or if you have a bad credit history. We have various lenders on our panel that specialise in helping people with good and bad credit scores.
- 09If approved, how will I receive the money?
- Your loan will be paid directly into your bank account.
- 10How long will the process take?
- The online application process should take no longer than a few minutes to complete. Once submitted, your application is reviewed by our lender panel in real time and you should receive a decision within seconds.
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