How our personal loans work
Applying for an online loan through us any time of the day is super-fast and easy, and the chances of having your instant loan approved through us are high. Complete just one short application on our website and our SupaSmart tech system will analyse your personal information in an instant, scan the market in seconds, and match you up to a lender that is able to approve your personal loan on the same day. Comparing different loans all in one day has never been easier!
Step 1
Complete a short application online
It takes just a few minutes to complete our no-obligation online application — apply any time, day or night.
Apply in under 5 minutes
Your personal information is kept safe and secure — we use the same 128-bit SSL encryption as the banks.
Step 2
Your details go to 20+ Canadian lenders
Our smart tech analyses your information in an instant and scans the market in seconds — each lender reviews your application in real time.
Each lender reviews your application in real time, within seconds
Every lender on the panel provides instant confirmation of their decision.
Step 3
Get your lending decision instantly
Lenders that approve your loan come straight back with offers. Compare and choose the best option for you.
Get instant loan offers from lenders that approved your application
Compare the offers and choose the best loan option — no paperwork required*.
Step 4
Money paid the same day
Finalise with your chosen lender and the funds are transferred directly into your bank account — often within an hour of approval.*
Funds are transferred directly into your bank account
Most approvals fund within an hour* — some within 24 to 48 hours depending on your bank.
What you need to apply
- Aged 18 years or over
- Permanent resident of Canada
- Active bank account
- Regular income
Ready to get back on track?
Complete one short application and get seen by 20+ Canadian lenders. Free to apply, no obligation to accept an offer.